Charge Off Sample Letter
Date
Name
Street Address
City, State, Zip
Collection Manager
Capital One
PO Box 1236
Chicago IL 60606
RE: Account #012354575/ VISA/ Amt: $1,247
Dear Collection Manager:
This letter serves as my intent to resolve the past due balance that was written off as a charge-off by Capital One.
This debt went unpaid due to the circumstances and hardship beyond my control.
I am now in a position to settle this matter.
I will send you via certified mail a money order for $50.00 in return for the official letter stating that Capital One agrees to remove this derogatory CHARGE OFF status from all credit reporting agencies.
Capital One will also change the status of original record to PAID AS AGREED/CLOSED BY CONSUMER
This letter must be on official Capital One letterhead with all relevant signatures.
Only after I receive such a letter and review it to my satisfaction, I will forward to you the payment in full.
Capital One Collection Manager signature:____________________
Capital One Collection Manager signature date:_________________
Sincerely,
Your name
